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It’s the perfect time of year to evaluate your finances to see how you can improve in 2019. Tips we share with our customers include:
– Rising interest rates are looming, so take care of debt now. Pay off the highest interest rate or dollar amount of debt first, or look into consolidating your debt into one payment.
– Set a budget and stick to it. Use a spreadsheet to keep track of every dollar and determine “needs” vs. “wants.”
– Take better care of yourself. Financial health and physical health are connected. Living a healthier lifestyle helps you lower your medical expenses.
– Joe Riggs, Valley Bank